Legal

Refund & Cancellation Policy

Effective: 1 February 2026

RIF Master is a one-time payment digital product providing lifetime access to a clinical decision-support workflow. This page explains when refunds and cancellations are available.

1. What you're paying for

A single payment of ₹4,999 (INR) unlocks full lifetime access for one clinician: the interactive 5-step RIF workflow, PDF export, patient case history, research library and future updates.

2. Cancellation

There is no recurring subscription — nothing renews and nothing needs to be cancelled. You can stop using the Service at any time; no further charges will ever be made.

3. Refund eligibility

Because the Service is a digital product with immediate access, we offer refunds only in the following cases:

  • Duplicate payment — if you were charged twice for the same account, we will refund the duplicate transaction in full within 5–7 working days of report.
  • Payment succeeded but access was not activated — if your Razorpay transaction is confirmed but your account remains locked 24 hours after payment, we will either activate the account or refund the transaction in full at your election.
  • Documented service outage — sustained inability to use core Service features for more than 14 consecutive days and not resolved after written notice may, at the Owner's discretion, entitle you to a partial or full refund.

4. What is not refundable

  • Change of mind after payment.
  • Inability to use the Service due to lack of internet access, incompatible hardware or software on your side.
  • Dissatisfaction with a clinical outcome — the Service is decision-support material only and does not guarantee any patient outcome.
  • Payments processed more than 30 days before the refund request (subject to the exceptions above).

5. How to request a refund

Email drmonashroff@gmail.com from the address you registered with, including:

  • Your registered email
  • The Razorpay payment ID or UPI transaction reference (UTR)
  • A short description of the issue

We acknowledge refund requests within 2 working days and typically complete approved refunds within 5–7 working days via the original payment method through Razorpay.

6. Chargebacks

If you have a concern about a payment, please contact us first — we are always able to resolve it faster than a bank-side chargeback. Fraudulent chargebacks will result in immediate suspension of Service access.

7. Contact

Any question about this policy: drmonashroff@gmail.com.